| "body"> | | | | documents for employees. A visible record of days |
| Your workers' compensation insurance costs are tied | | | | since last accident is another way to lower workers' |
| to your company's risk. The more risk of insurance | | | | compensation insurance by encouraging employees to |
| claims, the higher premiums you can expect to pay. | | | | keep the number going by avoiding possible accidents. |
| Creating a company safety program is a proactive | | | | - Conduct monthly safety meetings. To help ensure |
| way to lower workers' compensation insurance by | | | | compliance, request employees sign a form after |
| reducing your risk of claims. | | | | attending or when presented safety policy |
| Company Safety Program Suggestions | | | | documents. Safety meetings can be a great |
| - Delegate a safety coordinator or team to create a | | | | opportunity for employees to become more involved |
| program with training to prevent accidents and | | | | with workplace safety improvement. |
| injuries from occurring- as well as how to handle | | | | Designing a company safety program and giving your |
| them when they happen. A company safety program | | | | employees a copy of the policy documents is not |
| will lower workers' compensation insurance claims | | | | enough. Enforcing your safety program rules and |
| when employees are educated about potential safety | | | | requiring complete adherence is an imperative step to |
| risks and adhere to safety policies. | | | | lower risk and ensure lower workers' compensation |
| - Outline procedures for the proper use and | | | | insurance claims. |
| maintenance of machinery/ tools with lock-out | | | | If your business does not have the resources or |
| procedures for any that may need to become | | | | expertise for a company safety program, there is an |
| immediately unusable. | | | | affordable solution. An employee leasing service, also |
| - Provide personal protective equipment to protect | | | | known as a Professional Employer Organization or |
| employees from harm on the job. For some | | | | PEO, has properly trained and educated professionals |
| businesses this may require only protective eye-wear. | | | | that will design a safety program appropriate for |
| Other businesses may require hard hats, ear plugs, | | | | your company. In addition, an employee leasing |
| gloves, etc. If you want to see lower workers' | | | | service can also lower your workers' compensation |
| compensation insurance premiums, enforcing a PPE | | | | insurance costs by up to 40% compared to |
| policy is a must. | | | | traditional or state insurance carriers. PEO services will |
| - Create a job site checklist for monthly site | | | | also manage your workers' compensation claims, |
| inspections to ensure that there are no avoidable | | | | identify potential loss exposures and conduct |
| safety hazards and all safety rules are being followed. | | | | fraudulent claims investigation to keep your costs |
| - Set up a safety bulletin board with safety | | | | under control. |